Online Banking
Login ID:

     Deposit Capture
Home | Mortgage Center



30 Year Fixed Rate
 Rate  APR  Points
 4.875%  5.059%  1.375%
15 Year Fixed Rate
 Rate  APR  Points
 4.375%  4.557%  0.500%
5 Year Adjustable Rate
 Rate  APR  Points
 3.750%  3.504%  1.250%

Actual interest rates and
APR's may vary based on
credit history.

Assumptions






IMAGE
Richard Wetzel
Real Estate Loan Representative

Davis Real Estate Loan Department
508 Second Street
Davis, CA 95616

Office: (530) 297-3910
Cell Phone: (530) 304-6555
Email: rwetzel@thatsmybank.com
Business Hours: 8am - 5pm Monday through Friday, and evenings and weekends by appointment.

Richard has more than 17 years experience in real estate mortgage lending, and 15 years residential construction lending experience. He specializes in residential construction and country property lending.

Richard joined First Northern Bank’s real estate lending team in 2008 because, "First Northern offers personal service and the most diverse menu of loans available within our market area. I put great value on personal service. I always perform a thorough analysis of a borrower’s short-term and long-term needs, and provide a loan proposal tailored to meet that borrower’s specific needs."  Read more about Richard.

Key Benefits
Personal Assistance
Please call or email me should you have any questions, or wish to discuss your options further.
Quick Turnaround
We can provide your loan decision in minutes (rather than days or weeks).
Free Pre-Qualifications
We offer free pre-qualifications so you can shop for your home knowing what you can afford.
Information and Resources
We offer a variety of loan options, including fixed rate and adjustable rate mortgages. To help you make an informed decision, we offer easy-to-understand explanations of each program on our site…and I am always just a call or email away to assist you!


Home | Check Rates | Apply Now | Resources | View Disclosures

About Us | Contact Info
Privacy Policy | Terms Of Use | What To Expect


©2008 Mortgagebot LLC and First Northern Bank
All rights reserved